HOW AND HOW MUCH?
We focus on borrowers with the financial needs in the range from 80,000 to 800,000 GBP.
- Our cooperation with a potential borrower starts with an in-depth analysis of its capital structure and financial situation.
2. What follows, is the analysis of the borrower’s business – its substance, size, rationale and growth/profit potential. This applies especially in cases when mezzanine loans or equity participations are taken into consideration.
3. In case of requests for a standard asset-based lending, we make a proper evaluation of the asset that serves as a security interest.
4. If the borrower meets our acceptance criteria, we prepare a funding offer which can have different forms:
→ an asset-secured loan, → financing by a participation in the borrower’s business (by a purchase of shares therein), → a mezzanine loan, → acquisition of receivables from existing lenders, → a combination of any of the above,
- The solution can include the potential use of tailored special purpose vehicles (as lending or borowing entities) customised to the financial situation, asset portfolio and ownership structure of the borrower.
- Our goal is that the adjusted capital structure of the borrower consists of an appropriate mix of senior and junior debts, mezzanine and equity, that maximises the return of the borrower’s employed equity, while keeping the total cost of capital as low as possible.